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  3. Student Health and Insurance Services Policy

Student Health and Insurance Services Policy

Upon acceptance to the College, a new student is required to complete the Student Health Form with a physical examination having been conducted within the past year.  In accordance with New York State law, all students born on or after January 1, 1957, are required to prove immunity to measles, mumps, and rubella.  These students must provide adequate evidence of immunity in order to ensure their class registration.  Other vaccinations are recommended, as detailed on the Student Health Form sent to students upon their acceptance to the College.

In addition, NYS legislation requires all students, regardless of age, to make an informed decision about whether to receive the meningitis vaccine.  Information about the disease and vaccine is on the Student Health Form.  College students, particularly first year students living on campus, are urged to consider vaccination.  Further information about the risks of contracting meningitis is available from the CDC and the National Meningitis Association (NMAUS).

The Health and Insurance Services Office offers confidential assistance in referring students to area health care providers in the event of illness or accident, procuring necessary health evaluations prior to external learning experiences, and obtaining required immunizations.  The staff also provides assistance to students with health insurance claims and questions.

Insurance

Daemen College requires all resident students, international students, student-athletes (club as well as intercollegiate sports), and students in health-related fields of study who will be participating in external learning experiences (clinical affiliations, etc.) to be covered by health insurance that can be used in the Buffalo/Amherst area.

Coverage should include:

  • access to local doctors and other healthcare providers
  • diagnostic testing/lab services
  • prescription drugs
  • outpatient mental health
  • inpatient and outpatient hospital services
  • emergency services
  • urgent care centers

Please provide the Health & Insurance Services Office with a photocopy of your health insurance card prior to the fall semester.  If you do not have health insurance, Daemen offers a plan.  Prior to enrolling, please review the additional information about our health insurance administrator’s plan listed under the “Need Health Insurance” section of our website.  The cost for the 2016-17 academic year (August 1, 2016 through July 31, 2017) is $2,458. The cost (once you have elected to enroll) will be added to your tuition bill.

Other health insurance options are available to college students:

  • Coverage as a dependent on parents’ health insurance plan to the age of 26;
  • Coverage through Medicaid based on expanded eligibility requirements in some states;
  • Coverage through a Marketplace; with premium tax credit, or subsidy, if income requirements are met;
  • Catastrophic Plan offered through a Marketplace;
  • Coverage through an individual health plan offered outside of a Marketplace;
  • Coverage as a common law employee;
  • A variety of plans to compare at edusure.com.

Please remember that unless a copy of your health insurance card is on file in the Health & Insurance Services Office, no keys to residence halls will be given to students who plan to live on campus; athletes will not be allowed to practice or play; international students will not be allowed to attend classes; and students assigned to an external learning experience will not be allowed to participate.

If you do not provide proof of adequate insurance (a plan that can be used in the Buffalo/Amherst area), you will be enrolled in the Daemen insurance plan and the premium will be added to your student account.  Once enrolled, the premium is non-refundable.

Students from the New York City area, outside the metropolitan Buffalo area, and those from out of state: Please check with your insurance company (the member services number should be found on the back of your card) to see just how, if, and where your insurance can be used in the Amherst area.  A number of plans are not accepted by health care providers in this area and will not be considered acceptable proof of insurance.

Updated on November 3, 2021

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